Experiences from Adults Who Have Completed a Course

I joined the Household Plan after realising I had no clear picture of where our monthly income was going. By the third session I had a working register and, more usefully, a way of thinking about which costs were actually adjustable. The individual review sessions at the end were worth the fee on their own — my questions were specific to our situation and the responses were direct. I found the pacing very well suited to fitting around a full working week.

March 2025 · Household Plan

The investment risk course is not a course for someone looking for a list of what to buy. That was initially an adjustment for me. But once I understood that the purpose was to think clearly about risk rather than to receive a portfolio, I found it genuinely useful. The module on sequence of returns changed how I think about my EPF drawdown strategy. I would have appreciated slightly more coverage of unit trusts specifically, but the course did what it promised.

April 2025 · Investment Risk

My late husband handled our insurance affairs and when he passed I found myself holding several policies I did not understand. The insurance course gave me the tools to read them properly — the session on policy schedules was particularly helpful. I asked many questions during the forum and they were all answered without condescension. I feel considerably more capable of making decisions about our cover going forward.

March 2025 · Insurance in Midlife

I have attended financial talks before and they have almost always ended with a product pitch. This course had none of that and it was refreshing. The Household Plan helped me identify two subscriptions I had forgotten about entirely and rethink how I was allocating our monthly surplus. The workbook was practical and I still refer to the household register we built during the course.

February 2025 · Household Plan

I attended online from Ipoh, which worked well technically. The investment risk course was harder than I expected — the material on sequence of returns and portfolio glide paths required careful reading. That is probably appropriate given the subject. I went into the closing one-on-one session with a list of questions and came out with substantially clearer thinking. I would not say I am now confident to act without professional advice, but I am better able to engage with that advice when I receive it.

April 2025 · Investment Risk

My wife and I both joined the insurance course. We had different levels of familiarity with the subject — she had more, I had less — and we both found the material pitched at a useful level. The session on critical illness policies in the context of age-related premium increases was something I wish I had understood a decade earlier. The fact that there was no product recommendation attached gave us confidence that we were learning rather than being sold to.

March 2025 · Insurance in Midlife